Loan Options

Consumer Loans

At participating CheckSmart® locations we make short-term consumer installment loans from $100 up to $1,000 to meet your short-term financial needs1. These loans are secured by a postdated check or check(s) that our customer leaves in the branch at the time they enter into the loan transaction. If you need a loan today, CheckSmart® is here to help. Our consumer installment loans are made on an interest-bearing basis, have at least two payments and contain a credit investigation fee along with a loan origination fee which varies based on the amount of the loan. Repayment can be made on a weekly, bi-weekly, or semi-monthly basis. The typical consumer loan is for less than 31 days.  Please stop by one of our branches today to try our consumer installment loan product.

1Loans authorized by Ohio R.C. §1321.51 – .60, (Actual amount financed can slightly exceed $1,000).