Where Can I Apply for a Title Loan in Arizona In-Person?

We have convenient locations all over the state of Arizona, including stores in Mesa, Tucson, and Phoenix. At CheckSmart® we handle all kinds of financial services, from title loans and check cashing to tax services, Western Union, and more.

What is a Title Loan?

You’ve probably seen advertisements for title loans, but few of them actually tell you precisely what one is. Don’t worry, we’re here to help clear up any confusion — a title loan is a short-term loan that you guarantee by using the title of your vehicle as collateral.

Title loans are often short-term loans, and because they do not depend on your credit rating, they often have higher interest rates than traditional loans. The upside to this is that because you do not need to undergo a credit check, many title loans can be processed in as little as 15 minutes.

How Do Title Loans Work?

young woman smiling with cash

Title loans from CheckSmart® can be as large as $25,000, and are eligible for refinancing and interest-only payments to help you work through tough times until you can pay off the loan in full. If you’ve got a vehicle with a title that is free of liens, bring it in along with the title today, and you can drive away with the cash you need.Title loans also allow you to borrow in lower amounts than many financial institutions will permit (sometimes even as low as $100), with the maximum amount of your loan being determined by the value of the vehicle being put up as collateral. Best of all, you’ll get to keep driving your car while you pay back the loan!

CheckSmart® Stores Provide Financial Solutions.

We offer title loans up to $25,000 to meet the needs of our clients. If you need money to pay unexpected bills then a title loan might be the answer. Title loans can allow you to stretch your budget when you need to have cash now to meet your bills. You may qualify for a title loan even if you are still making payments on your vehicle with an Express Title Loan.

Depending on location, title loans offered by Buckeye Title Loans, Inc. or Buckeye Check Cashing of Arizona, Inc.

Nonpayment may result in- late fee of 5% ; continuation of interest charges; repossession and sale of vehicle securing the loan; and affect your credit score. Refinancing available only upon request and payment of outstanding interest and fees (including lien recording fee, if applicable).